Finance & grants
The schemes worth knowing about
Plain-English overviews of the WA schemes buyers ask about most. Confirm current eligibility with your lender.
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Plain-English overviews of the WA schemes buyers ask about most. Confirm current eligibility with your lender.
General information only. This is not licensed financial, credit, or real estate advice. Figures and eligibility rules change, so confirm details before relying on them.
Borrowing capacity depends on income, existing debt, deposit size and the lender's own criteria. FIFO income and roster patterns are assessed differently across lenders. I connect you with a trusted mortgage broker I partner with, who confirms what you can borrow before you look at land. The assessment and consult are free, with no obligation.
Talk through your numbersA one-off WA government grant for eligible first home buyers building a new home. Eligibility depends on property value caps and buyer criteria that are reviewed periodically.
Check if you qualifyA WA government-backed lender designed for buyers who struggle to meet standard bank deposit requirements. Often a good fit for a new build with a smaller deposit.
See if Keystart fitsEligible first home buyers can receive a reduced or waived stamp duty rate on land and new homes below certain value thresholds, which can meaningfully change your upfront costs.
Work out your concessionA federal scheme letting eligible buyers purchase with a smaller deposit without paying lenders mortgage insurance, subject to place availability and income caps.
Ask about availabilityTogether with my trusted broker partner, we'll work out what you can borrow and which schemes you actually qualify for.
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